| We offer a full variety of consumer credit products to handle your individual needs: |
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Vehicle Loans - new and used purchases secured by the vehicle |
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Overdraft Protection - unsecured line of credit linked to your
checking account |
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Personal Loans - secured and unsecured |
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Home Equity Lines of Credit - ten year interest only line secured
by your home |
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| Commercial Real Estate Loans |
| Deal with the decision makers who know your market. We offer long-term financing for office or industrial buildings, multi-family projects and other commercial properties, as well as short term land and bridge loans. Our loans are available on both fixed and variable interest rates. |
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| Construction Loans |
| With knowledgeable and experienced lenders you will receive excellent service and quick response. We offer loans up to 18 months to construct homes, residential tracts, multi-family units, and retail, commercial and industrial buildings. Our loans are priced with competitive rates and terms. |
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| Long Term Business Loans |
| Get fast, local response for your long term credit needs. We offer an array of products for fixed assets purchases, such as for equipment, machinery and vehicles; for tenant improvements or expansion; or other long term capital needs your business requires. |
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| Short Term Loans |
| Our talented and decisive lenders can professionally handle your short term credit needs whether it’s to provide you with a revolving line of credit to carry accounts receivable and purchase inventory; or a short term loan to take advantage of a new opportunity or support business cycle fluctuations, the Bank will be there for you. |
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| Letter of Credit |
| We offer standby letters of credit for domestic performance guarantees, as well as international letters of credit for your overseas business transactions. |
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